Managing agencies requires an understanding of key laws and regulations governing business operations and the industry as a whole. Find DAIAB resources and official documents by subject. - Agency Termination - Contract law, consumer rights as well as state laws govern how an agency/company relationship should end. Do you know your rights?
- Background Checks - Why agencies should conduct background checks on their employees and how to begin this process in your agency.
- Business Entities - How to properly license your agency with the Insurance Department and Department of State.
- Credit Scoring - Information on the impact that the use of credit scoring can have in your agency operations.
- Do Not Call / Do Not Fax / Do Not E-mail (CAN-SPAM) - Here you will find information on how to comply with Federal marketing and telemarketing requirements that affect business relationships with your clients and prospects.
- Fees - The treatment of fees and referral fees in DE.
- Insurance Producer - Here you will find information on the role of "agent" and "broker" as defined by law as well as who does not need to be licensed.
| Non-resident Licensing Exemption - Do you have a non-resident license because of a P&C commercial risk with a satellite exposure in another state? Check to see if the non-resident license is needed. Policy Non-Renewal / Cancellation - What carriers can and cannot do with regard to cancellations and non-renewals for commercial lines, personal automobile and homeowners' policies. Privacy - Producers are required to develop a privacy notice and a written information security program. Do you have both? Producer Licensing - Information and guidelines for maintaining your producer's license including CE requirements, flood and LTC training and access to DE producer licensing law and regulation. Prohibited Acts - Here you will find a listing of the prohibited acts and activities as outlined in DE’s producer licensing law. Record Retention - Information and guidelines on how long agencies should maintain paper and/or electronic files.
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Can't find what you are looking for? Contact the DAIAB Member Service Center at 800-998-9644, option #0, or e-mail at iab@iabgroup.com.
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