DE Pre-Licensing process
Delaware does not have a pre-licensing requirement. Unless you qualify for an exemption, you need to take a licensing examination. The examination will differ according to the line of authority you are applying for.
You must file a Uniform Application with the Insurance Commissioner (Delaware also accepts the NAIC uniform applications).
The application materials as well as examination information can be downloaded from the Insurance Department’s web site.
For information about examinations, contact Pearson VUE (formerly Promissor) at 1-800-274-0455 or visit their Web site.
The resident as well as nonresident license application fee is $75. It should be sent along with the application.
The examination will not be required for:
A producer who is already licensed in another state for the same line(s),
An individual who was previously licensed for the same lines of authority in another state if his/her application is received within 90 days of the cancellation of the previous license,
An applicant for a title insurance license who is an attorney licensed to practice law in Delaware,
An applicant for a Travel Accident & Baggage license.
Also, holders of a CPCU or CLU designation are respectively exempt from Part 1 of the P& C and the L&H examination.
If you are going to act as an agent, you can write as soon as you have the written appointment from the company. Once you hold the license, all the insurer has to do is issue to you a written appointment, and then report it to the Insurance Department. The criteria for the written appointment are contained in the regulation.
A license is issued for two years and will renew if the continuing education requirements are met. Business entity licenses are continuous as long as the entity’s designated person continues to renew his/her individual license. For producers who are exempt from continuing education or only hold a limited line of authority such as Credit, Title or Travel/Accident (not requiring CE reporting), the license is also permanent.
