PA Continuing Education & Training
GENERAL REQUIREMENT: During each 24-month licensing period, a Pennsylvania resident producer must earn 24 continuing education (CE) credits of approved education subjects.
GRANDFATHERING EXCEPTION: A producer is exempt from CE if he or she was licensed prior to 01/01/71 and has been continuously licensed for all lines of authority carried since.
► If the producer adds a line of authority or lets the license lapse, the grandfathering feature is lost.
FLOOD:
► If you sell Flood insurance, you must secure three hours of approved Flood “training.”
► Training is set and monitored by the specific Write-Your-Own (WYO) companies (or NFIP/FEMA).
LONG-TERM CARE (LTC): If you sell, solicit, or negotiate Qualified Partnership Policies (referred to as LTCP), you must complete:
► A one-hour training course on Medical Assistance Program (Medicaid) prior to any sale, solicitation or negotiation of a Qualified Partnership Policy,
In addition, you must complete:
► A one-time, eight-hour training course. The eight-hour training may include the one-hour LTCP course referenced above; Producers licensed in A&H before 04/01/11 must complete the course by 04/01/12. Producers licensed in A&H after 04/01/11 must complete the course prior to selling.
► An ongoing, four-hour training course, to be completed once in every licensing period.
ETHICS: N/A.
Access available IA&B courses
- OTHER ITEMS:
► Up to 24 hours of carryover credits are allowed in Pennsylvania.
► You may not earn credit for repeating a course in the same licensing period.
► The license renewal date is the last day of the producer's birth month.
► The CE requirement is per license, not per line of authority.
► You have up to the date of expiration to fulfill the CE requirement. The Department sends a notice of compliance 90 days prior to the expiration date of your license.
► If you let your license lapse by failing to timely renew, pay the fee, or complete the CE, you may, within one year, request reinstatement from the Department. You must submit the completed renewal form, the fee required, and verification that all CE has been completed for the previously licensed and lapsed period.
- If the request for reinstatement and required documentation is received within 60 days of the lapse, the Department will reinstate retroactively.
- If the request and documentation is received more than 60 days after the license lapse, the license will be effective the date of the reinstatement by the Department.
- If the lapse period exceeds one year, the person must reapply (and take the licensing exam).
► If you are unable to timely comply with the continuing education requirement or payment of a lapsed license as a result of military service or other extenuating circumstances, you may request a waiver from both the CE requirements and payment of the lapsed license fee. The request should include sufficient detail and supporting documentation to determine the necessity of the waiver. The Department will determine if there is good cause for waiver.
