MD Compliance

Agency Termination - Contract law, consumer rights as well as state laws govern how an agency/company relationship should end. Do you know your rights?

Background Checks - Why agencies should conduct background checks on their employees and how to begin this process in your agency.

Business Entities - How to properly license your agency with the Maryland Insurance Administration.

Credit Scoring - Information on the impact that the use of credit scoring can have in your agency operations.

Do Not Call / Do Not Fax / Do Not E-mail (CAN-SPAM) -  Here you will find information on how to comply with Federal marketing and telemarketing requirements that affect business relationships with your clients and prospects.

Fees - The treatment of fees and referral fees in MD.

Insurance Producer - It is important to identify the two roles of an insurance producer.  Here you will find information on the role of "agent" and "broker" as defined by law

Non-resident Licensing Exemption - Do you have a non-resident license because of a P&C commercial risk with a satellite exposure in another state? Check to see if the non-resident license is needed.

Policy Non-Renewal / Cancellation - What carriers can and cannot do with regard to cancellations and non-renewals for commercial lines, personal automobile and homeowners' policies.

Privacy - Producers are required to develop a privacy notice and a written information security program.  Do you have both?

Producer Licensing - Information and guidelines for maintaining your producer's license including CE requirements, flood and LTC training and access to MD producer licensing law and regulation.

Prohibited Acts - Here you will find a listing of the prohibited acts and activities as outlined in MD’s producer licensing law.

Record Retention - Information and guidelines on how long agencies should maintain paper and/or electronic files.