Home Business Insurance

Many home-based business owners are going without the necessary insurance coverage simply because they do not realize they are not covered for business activities by their existing policies. IA&B Service Group is pleased to provide members RLI's Home Business Insurance (HBI) policy that offers the necessary protection from risks arising from home-based business activities that typical homeowners or renters policies to not cover.

With an increasing number of people running small businesses from their homes, this is a valuable product to offer small retail and service operations since many home-based entrepreneurs aren't aware of coverage gaps left from their homeowners policy until after they suffer a loss. 

RLI's HBI policy is simple to rate and is self-underwriting, which means agents know immediately whether or not the insured is accepted. Other advantages of using RLI's Home Business Insurance policy are:

• Liability limits up to $1 million
  
• Business property protection up to $100,000 (with $250 deductible)
  
• Optional coverage for money and securities
  
• Electronic data processing coverage
  
• Loss of income coverage
  
• Policy is written on a standard BOP form
  
• Easy administration through IA&B Service Group
  
• Competitive commissions

For more details about RLI's HBI program, contact the IA&B Market Options department at (800) 998-9644 / (717) 795-9100, option 3, or e-mail.

The RLI Home Business Insurance program is part of the Market Options programs that IA&B Service Group provides members. Ask about immediate availability of other Market Options such as RLI Personal Umbrella Policy and Workers' Compensation. Programs are easily accessible and come with no production requirements!

Enrolling is easy!

• Enrollment packet

Market Option Program Guidelines

• Guidelines

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• Download and print applications and other forms here.

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