Have you offered the additional liability protection that your insureds need?
Through IA&B, you can offer your clients the RLI stand-alone Personal Umbrella Liability Policy. It gives your clients an additional layer of liability insurance protection over their underlying coverages. Consumers often assume that their auto or home insurance will provide all the liability protection they need.
The reality is that jury awards in personal liability lawsuits are unpredictable and often exceed limits carried by insureds or maximum limits written by many companies.
Protect your clients and your agency by always offering a Personal Umbrella.
RLI's personal umbrella insurance is a great source of protection for your customers.
- No Best rating requirements for underlying carriers.
- Available limits up to $5 million.
- Self-underwriting application, so you know as soon as you complete the form whether your clients qualify for coverage.
- No underlying carrier requirements, can write the umbrella when underlying coverage is split across several different companies.
- Covers above auto, home, boat or rental properties.
- Competitive commissions (8-10%).
- No production requirements!
RLI's Personal Umbrella Policy provides the coverage your customers need:
- New drivers accepted - no age limit on drivers.
- Up to one DWI/DUI per household allowed.
- Auto limits as low as 100/300/50 in certain states.
- Excess UM/UIM now available.
- 20-21 year old drivers can have up to 1 incident.
- Up to 6 moving violations and 3 at fault accidents per household.
- Up to 10 autos (+25 antique autos) per household.
- Up to 10 properties per household (5 can be rentals).
- Up to 5 non-U.S. properties per household.
It's fast and easy to offer RLI personal umbrella insurance....
See if your customers qualify with the self-underwriting application.
Get a preliminary quote, then complete the application and have the insured sign it.
A completed, signed application with full annual payment is required with submission for binding.
For more details about RLI's personal umbrella policy, contact IA&B's Member Service Center toll free at (800) 998-9644, locally at (717) 795-9100 or e-mail.
To begin writing with the RLI Personal Umbrella program, please complete the
(Not sure if the agency is enrolled, contact IA&B's Member Service Center)
Important PUP Links:
New business submission process
Utilize other Insurance Products: